Run the shop · Payments and financing

Get paid before the car leaves the lot.

Text the invoice and they pay from their phone. Tap at the counter when they are standing there. Offer to split a big job into four payments without leaving the ticket.

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PSTA AMOUNT DUE $482.50 Approved RO 4412 · Visa •••• 4419
Every way they want to pay

Twelve ways to take the money. All of them included.

Cash, check and Zelle count too. Most shop systems only count the ones that earn them a processing fee, which is why their list is shorter than this one.

Text to payOne tap sends the invoice link. They pay from a hosted page, no app and no account.
Tap to payContactless at the counter. Card, watch or phone, one tap.
Chip and swipeThe reader takes chip and stripe for the customer who still carries plastic.
Apple PayIn person on the reader and online on the invoice page.
CashRecorded against the ticket with the change calculated, not scribbled on a envelope.
CheckLogged with the check number so it reconciles when it clears.
Zelle and bank transferThe transfer a fleet customer prefers, recorded like every other payment.
Account creditHouse and fleet accounts draw down a balance instead of paying per visit.
FinancingAffirm, Klarna, Afterpay and Sunbit on the estimate, before the customer says no.
Split the ticketTwo methods on one invoice. Half on a card, half in cash, one balance.
Tips for the techAdded at the counter or on the pay page, tracked per payment.
Refunds and depositsTake a deposit on the estimate, refund a line later, both stay on the same RO.
Text to pay

The invoice goes to the phone. The money comes back the same way.

The writer closes the ticket and sends the link in one tap. They pay from wherever they are, and the ticket flips to paid on your board while you are already on the next car.

Works on every plan, including the $149 one. It is not a premium add-on.
No app for the customer to download and no account to create.
Financing offers sit on the same screen, so a big number gets a yes instead of a maybe.
The ticket, the payment and the payout all reference the same RO number.
Your invoice is ready. Tap to pay when you like. TOTAL DUE $482.50 Pay now Or split it into 4 payments Affirm Klarna Sunbit
Financing

A $2,400 job stops being a $2,400 decision.

The four options below are on the estimate, not produced after the customer has already said no. Your shop is paid in full either way. The customer carries the terms, not you.

AffirmKlarnaAfterpaySunbitApple PayGoogle PayCash App PayAmazon PayLinkStripe
Hardware

One counter reader. Fifty-nine dollars.

Most shops never buy one, because the phone in the customer's hand is already the terminal. Buy one when you want the person at the counter to tap and go.

$59 each, bought outright. No terminal lease, no monthly rental, no minimum count.
Chip, tap, swipe, Apple Pay and Google Pay in one device.
Every charge lands on the right repair order automatically, so nothing is reconciled by hand.
The books

The ticket, the deposit and QuickBooks agree.

Every payment writes to the invoice and to a ledger entry at the same time, then syncs to QuickBooks Online. Deposits, partial payments and refunds all stay attached to the repair order they came from, which is what makes month end short.

Security

Built on Stripe.

Card numbers never touch a Pista server. Processing, PCI scope and fraud tooling sit with Stripe, which handles payments for millions of businesses. Payouts go straight to your bank on the schedule you choose.

Questions

Straight answers.

Do I need the reader to take payments?

No. Text-to-pay works on day one with no hardware at all, and it is on every plan. The counter reader is for the customer standing in front of you who wants to tap or insert a card.

What does the reader cost?

$59 each. There is no monthly fee for it and no minimum number of terminals.

Who actually processes the money?

Stripe. Your payouts come from Stripe on the schedule you set, and card data never touches a Pista server.

Is financing an extra tier?

No. Affirm, Klarna, Afterpay and Sunbit are available on every plan. The customer picks at checkout and your shop is paid in full.

Does this reach QuickBooks?

Yes. Payments post against the invoice and sync to QuickBooks Online, so the ticket, the deposit and the books agree.

Can I take a partial payment or a deposit?

Yes. Take a deposit on the estimate, collect the rest at pickup, and both show on the same invoice.

See it run on your own numbers.

Fifteen minutes with a Pista expert. No pitch, no pressure.

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